- Save time on business finances
- Make payments simple and convenient
- Provide extra cash flow flexibility
- Manage your card account online
- Summary
- Advantages
- Card fees
- Terms & conditions
| Key Features | Complete flexibility |
|---|---|
| Choose to pay as little as £5 or 5% of the balance, whichever is the greater | |
| Annual Fee | £32 pa for standard credit card |
| £78 pa for gold credit card |
Card fees
| Business credit card standard | Business credit card gold | |
|---|---|---|
Cash WithdrawalsYou can use the standard or gold business credit card to withdraw Cash in the local currency from ATMs world-wide. |
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| Maximum daily withdrawal (subject to cash limit) | £500 | £500 |
| Handling fee* | 3% (min £3) | 3% (min £3) |
| Foreign Exchange Fee** | 2.99% | 2.99% |
Interest Charges |
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| Interest-free credit | up to 56 days | |
| APR | 19.9% typical (variable) | 26.9% typical (variable) |
| Annual interest rate for retail transactions | 15.2% p.a. (variable) | 15.2% p.a. (variable) |
| Annual interest rate for cash transactions | 26.9% p.a. (variable) | 26.9% p.a. (variable) |
Bill Payment |
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| A minimum of 5% or £5 (whichever is the greater) per cardholder balance is required within 25 days of the date of your statement. | ||
Default ChargesWe will charge you for any reasonable costs or losses we incur if you break your agreement, including the following charges: |
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| Late payment | £25 per month | |
| Returned Payment | £25 per month | |
| Exceeded limit | £25 per month | |
Additional Document |
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| Regular statements to the company and cardholders | Free | |
| Copies of previous statements | £3 per statement | |
| Copy of a transaction receipt | £5 (unless you are disputing a transaction that is found in your favour, in which case the fee will be refunded) | |
* Overseas cash withdrawals will be subject to both handling and foreign exchange commissions.
** Foreign exchange fees apply to all transactions made in a foreign currency.
