Integrated solutions summary

Secure internet trading solutions that integrate with your existing systems

If you want to control the whole card capture process and create and host your own payment pages, we have the following options available:

• ePDQ Merchant Payment Interface (MPI) - You can integrate the MPI which enables you to take full responsibility for collecting cardholder details and allows your website to communicate with our ePDQ payment engine.

If you choose our Merchant Payment Interface you will benefit from the experience, expertise and reliability of one of the strongest brands in the financial services sector.

If you use one of our approved PSP's they will control the types of cards that you can accept, as well as features such as international currency, deferred settlement and fraud control.

Barclaycard Business offers you rich functionality with the following features and benefits:

Feature	Benefits
Accepts all major credit, debit and charge card types	Increases customer choice and enables you to accept card payments safely and securely
Enhanced fraud control - Additional rules you can set to protect your business from fraudulent card transactions	Choose exactly the level of security that suits your business
Support with a dedicated helpline to our technical team	Peace of mind for you and your staff during integration
You build your own payment pages	You can offer your customers a completely branded experience
Telephone and mail order processing included as standard	Handle all your orders on the same system - simplifying your admin and accounting procedures
Settlement choice to suit you and your customers	More flexibility for you and your customers
Allow your customers to make purchases online with their credit and debit card	It's easier for your customers to make purchases, and to spend more, so you should increase sales and turnover as well as raising the average ticket
Settlement options	You are in control of when you accept payment - so you can wait until the customer's order is ready for dispatch before you debit their account.

Additional features
Recurring Billing payment processing	Saves you time and hassle
The option to accept payment in a range of international currencies	Gives you access to customers all over the world who visit your website
Online Management Reporting	Fast access to information about your account and transactions
Controlled access levels	You can set individual access levels for each member of your staff
Optional online authentication	Offers you even greater protection against fraud at a small extra cost

Whether you use ePDQ with our MPI or with your own software, you need to be aware that:

• You have sole responsibility for the security of cardholder details and adhering to the Card Scheme Rules and Regulations
• You will need to create and pay for your own secure environments
• You may need to pay the Card Schemes' registration fees
• You will need to manage and build any upgrades that become necessary - eg to accept new card types
• It is more complex to integrate than our simple end-to-end system

All these reasons mean you may find it faster, simpler and more economical to opt for our simple end-to-end solution using our ePDQ Cardholder Payment Interface (CPI).

Remember, if you use another Payment Systems Provider, their Terms and Conditions will apply.